Showing posts with label Buying. Show all posts
Showing posts with label Buying. Show all posts

Friday, December 9, 2011

How buyer Reviews Can Help You Make Good Buying Decisions

Shopping for something new can be an enchanting adventure. But it also can come to be a nightmare when you are presented with a lot of products that have a variety of features or options and you're not sure which would be the best ones for you. For example, elliptical trainers can have a variety of proceed lengths, user weights, built-in workout programs, levels of resistance, type and size of display, heart rate monitors or any amount of other features. Which ones would be best for you and your situation? How can you find out?

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Most of the time you naturally visit a local sporting goods store and the sales man goes over the different features and makes his or her recommendation as to what he or she thinks you need. Many of them are pro of course but a amount of others are more interested in selling you a high-end stock with as many features as potential in order to make the largest amount of money. Whether it for real works for you in your own single situation may not necessarily be true but it does work well for the salespersons pocketbook.

Consumer

One of the best ways to get facts and unbiased views is to turn to consumer reports or consumer reviews. Over the years you have seen many of these types of consumer reviews in magazines especially when it comes to cameras, computers, electronics or sports equipment. Citizen offer up their opinions, good or bad, on the stock that they bought and you can sift straight through these to find the pros and cons of the items you're shopping for.

If you can't find the reviews you need in a magazine or a newspaper there are a amount of web sites that can be helpful on the Internet these days. Websites like Epinions or e-commerce sites like Amazon allow Citizen to post their reviews or opinions on products for Citizen like you and me to read and to use in evaluating a stock we are about to buy. If you can't find what you're finding for on Whether one of these websites then do a Google hunt with your stock name, stock amount + reveal and you are sure to find a amount of sites popping up with reviews that can be helpful. Pc Magazine or Pc World for example have a lot of great online reviews for computer hardware and software. There are a amount of others websites such as Steve's Digicam for digital cameras, Cowboy Frank's Webcam Reviews for WebCams or Cnet for reviews on a variety of electronic devices and gadgets that you can use to find facts and helping you to choose what to buy. There are a amount of dedicated Citizen online who run websites devoted to reviewing various products and they can be a mammoth help to us.

The secret, of course, is to look for reviews that give you both the pros and the cons of a product. And you don't only want to know the technical details of a stock either. You also want to find out about factors like the products reliability, about its ease of use and about the warranty and what happens when you go to the distributor or maker when you have a problem. It doesn't do you any good to have a stock with all the bells and whistles that you need and you can't get dependable service when it breaks down in the first week. In some cases you may find hundreds of reviews on a single stock and you want to scan straight through all of those reviews to make sure that the stock that rates four out of five stars doesn't have a major flaw that pops up every so often for a consumer. You want to know what happens when that question does pop up and how the maker responds to it. If the consumer has to jump straight through hoops to get a question rectified do you for real want to take the chance with that product?

Consumer reviews can help you to make a allowable buying decision. Consumer reviews and reports can save you a whole lot of time and money if you use them wisely. And once you do make a purchase, be sure to return to the websites that helped you out with consumer reviews and add your own personal reviews and viewpoints on the stock to help out other consumers to make wise buying decisions.

How buyer Reviews Can Help You Make Good Buying Decisions

Consumer

Tuesday, November 1, 2011

Refrigerator Buying Guide - Tips You Need To Know When Buying A New Refrigerator

Buying a new refrigerator can be a daunting experience. Reading through all the refrigerator reviews, refrigerator ratings and consumer recommendations can be mind boggling. After all, there are so many different models to choose from in addition to all the different brands, styles, even colors. So where do you start?

Well, the easiest place to begin is by asking yourself the following questions:

CONSUMER REPORTS WATER SOFTENERS

1) How Much Space Do You Need?: The space inside a refrigerator is expressed in Cubic Feet. Considering most people don't understand what a cubic foot represents, think of it this way. You need about Ten Cubic Feet of interior storage capacity per 2 people.

This 10 cubic feet is for freezer space as well as refrigerator space. So, figure about 7 cubic feet of refrigerator space and 3 cubic feet of freezer space per 2 people.

Granted, even though that's the rule of thumb, you have to consider your specific space needs such as:
How big is your family? - If you have a family of four, figure you'll need at least a 20.0 cubic foot fridge. Are you a Vegetarian? - If you are a vegetarian, you won't need as much freezer space or internal meat drawers. You'll want as much refrigerator space as you can handle to be sure you have the space for your fresh fruits and vegetables. How will your family grow, or shrink? - Are your kids in college and about to flee the nest? Do you have a baby on the way or elderly parents moving in? All of these factors are things to consider when making a refrigerator purchase. Consider that most refrigerators last about 10 years, so factor in how your family will be growing or shrinking over that time period so that you don't have to keep buying new refrigerators.

2) What Kind of Refrigerator Will Fit into Your Kitchen?: It sounds silly, but there have been a number of people that have purchased a new refrigerator only to get it home and find out that the new fridge doesn't fit into their existing kitchen. So, take measurements before you go refrigerator shopping.

Factor in not only where the fridge will be sitting, but also how far out the door will swing. After all, you don't want to get your new fridge home and then find out you can't open it!

Keep in mind that counter depth refrigerators are very popular, but they often lack the storage capacity that most people need. So, consider this when you're shopping. Counter depth by the way means that the front face of the refrigerator will sit flush with the existing counter top, rather than sticking out. It looks much nicer, but it's not always the right choice for everybody.

3) Color Choices: There's good and bad news with refrigerator colors -- the good news is there aren't too many to choose from -- and you guessed it, that's also the bad news.

Refrigerators typically come in white, black, stainless steel, bisque (or beige) and a stainless steel alternative called, satina. Satina is usually cheaper than stainless and easier to maintain, but it doesn't always (depending on the brand) look as nice.

The days of avocado green and lemon yellow are gone for the moment.

So, what do you do if you need a different color? Well, many refrigerators have attachable panels that affix to the face of the refrigerator that allows you to make it any color your desire. Most people like to blend their refrigerator into their existing cabinetry by getting panels that match the wood work. GE Monogram, Kenmore Elite and Kitchenaid offer this option and all have performed well in a number of online refrigerator reviews.

4) Type of Refrigerator: The type of refrigerators available are:
Side by Side - Where the freezer and refrigerator are next to each other Top Freezer - Where the freezer is mounted on the top of the refrigerator Bottom Freezer -- There the freezer is mounted on the bottom of the refrigerator French Door Refrigerator -- Which is also referred to as a bottom freezer because it has two split (side by side) doors on the front with a pull out drawer freezer on the bottom. Built In Refrigerator -- Can be any of the above styles, but the refrigerator is built into the existing cabinetry and hidden away with the stylized color panels mentioned above. Compact Refrigerator -- Also called a "dorm refrigerator", the compact refrigerator is perfect for game rooms, spare rooms, garages or family areas.

5) Best Refrigerator Brands: We're always reviewing different models of refrigerators by a wide variety of manufacturers. In all of the refrigerator reviews that we've done, only a handful of manufacturers rise to the tops as leaders -- so these are the brands to consider and brands to avoid:

General Electric: GE, GE profile and GE Monogram are all excellent choices and rate very well with consumers. The GE Aurora brand (sold exclusively at The Home Depot) was above average, but did NOT rate as well as the GE or GE Profile brands.

Consider:

Amana: Amana has consistently been rated by Consumer Reports as one of the best performing refrigerator brands. Our testing proves the same as well. Amana is one to consider.

Kenmore: Sears has had its ups and downs with its many inside brands, but Kenmore consistently has led the pack with high quality, durable and affordable refrigerators. The Kenmore Elite was especially outstanding.

Whirlpool: Whirlpool has been making high quality products for decades. They are now the parent brand of Amana, Maytag and JennAir. Whirlpool is top notch.

LG: Although they lack a bit in customer service, the LG French Door Refrigerators are some of the most affordable and attractive units on the market. Additionally, LG manufactures models for other reknown brands such as Kenmore and GE among others.

Samsung: Samsung has some of the most innovative features on the market. For the price, it's hard to beat Samsung in both quality and list of features. Definitely one to consider.

We hope this helps you as you journey out into the world of refrigerator shopping.

Refrigerator Buying Guide - Tips You Need To Know When Buying A New Refrigerator

CONSUMER REPORTS WATER SOFTENERS

Saturday, October 22, 2011

Consumer Buying Habits in the UK

Key Note's fourth Market Assessment report on Men & Women's Buying Habits shows fundamental shifts in the traditional balance of economic power between men and women. The impacts of both prolonged prosperity and the rise in the number of women entering the workplace have brought male dominance of big ticket consumer spending to a new tipping point. Similarly, the growth in Internet retailing has brought a reversal in the previous male dominance of this distribution chain. Key Note research indicates that women are now the leading Internet shoppers, in terms of both volume and value. Elsewhere in the economy, new developments i retailing and marketing are challenging those stereotypes that had influenced strategic thinking in retail.

consumerreports.org

The UK economy underwent a short, sharp shock in 2004, after interest rates rose. Consumers were forced to rethink outstanding credit arrangements and to rein in their spending. Consequently, consumer expenditure slowed in the latter half of 2004 and beginning of 2005 and the levels of savings began to rise again. Key Note research indicates that this shift in attitude was particularly significant among men who tend to carry higher levels of debt and to have more concerns about repayments. The underlying strength of the UK economy remains undisputed, as other key indicators of low unemployment and inflation do not fundamentally challenge the pattern of rising consumer expenditure set in the 1990s. Leisure and holiday markets continue to benefit from the rise in prosperity.

Consumer Reports

Other key demographic data are also of primary importance in considering gender differences in buying habits. This report highlights the rapid rise in employment among women. A far greater proportion of women are employed in less well-paid sectors, but women are making inroads in the higher echelons of business and as entrepreneurs. Of greater long-term significance is the gradual rise in women's wealth. Disparity remains as far as rates of pay for men and women are concerned, but Key Note has identified trends and report findings that support the view that women are gaining a far greater share of the UK's personal assets as a result of a wide range of factors most notably, early financial independence. The high cost of housing is beginning to have a major impact on young people's spending patterns and longer-term financial planning in relation to gender. A far higher proportion of men remain in their parental homes for longer than women. These men might have higher disposable incomes for a period of time however, in broad terms, they lack the determination that many women have to set up independently and acquire their own assets at a young age.

Key markets reviewed on http://www.marketsensus.com show the following key trends: a more cautious pattern of consumer spending in the light of the recent corrections in interest rates and the housing market, and a consequent reluctance to spend on big-ticket items; and major alterations in patterns of distribution, e.g. the growing dominance of the supermarket retailers and increasing parity in patterns of demand between the sexes, which is paralleled by the rise of Internet retailing.

The car market, in common with many other markets, has entered a competitive period in which, although volume sales have increased, market values are declining as a result of high capacity, high levels of imports and market saturation. Women are still far more likely than men to live in households with no car, although the pattern is far more equal among younger men and women. Women's increased earning power and rising economic wealth therefore make them of growing importance in expanding car manufacturers' threatened sales targets.

The UK brown goods market shows a similar pattern of slow growth in 2005. Key sectors, such as flat-screen televisions and camcorders, are driving market sales. Competition in the market as a whole is ensuring radical changes in distribution. A high number of retail outlets are closing as a result of competition from supermarkets and the growing success of Internet retailing. Key Note research shows little variation in levels of brown goods ownership between the sexes, but one of the key factors in the success of supermarkets' strategy of selling more electrical goods is the high number of women attracted to their simplicity and value-for-money approach, which contrasts with the fact that specialist retailers are often preferred by men.

The holiday market has been one of the greatest beneficiaries of new spending power. Despite the setbacks of natural disasters and terrorist attacks of recent years, the sector remains strong; expenditure and market volumes are expected to have risen over 2005. One of the biggest transformations in the market has been the impact of Internet sales, which are reported by some providers to account for up to a half of all bookings. The impact of the Internet, low-cost flights and the rise in independent travel are creating a revolution in the way in which consumers both perceive and purchase services. Key Note research clearly indicates that women are no longer playing second fiddle to men in browsing and buying on the Internet.

Several providers report that women now form the majority of online visitors and bookers.
Attitudes towards shopping are clearly also changing in line with changes in lifestyles and the increased possibilities of Internet and home shopping.

Key Note's research for this report shows a reduction in the use of cars for shopping by both sexes and an increased alignment of shopping trips with patterns of work. There is evidence of a growing distribution made by both men and women of shopping for essentials and non-essentials. For the former, consumers now want efficient and quick solutions. For shopping for clothing and non-essential items, expectations are building for environments that entertain, inform and make a trip to a shop worthwhile. There is abundant evidence within the report of radically different approaches to shopping for non-essentials between men and women with men being much happier to go for the kill, whereas women are still far more inclined to value shopping as a social and therapeutic activity.

Different shopping environments and customer policies that accommodate different tastes of the sexes may have their place but today's marketplace also demands a far more complex approach, which takes a much more varied customer base into account. For example, research from the US suggests that patterns of shopping behaviour between young men and women who have grown up in affluent households are becoming more similar (see Chapter 4 Buying Habits for further detail).
A growing gender convergence in patterns of employment is beginning to lead to more subtle marketing approaches and a rejection by consumers, and women in particular, of those marketing strategies that stereotype and do not acknowledge the massive societal changes that have been experienced as more women become workers as well as mothers.

Key Note highlights study findings that show an increasing dissatisfaction among women with advertisers' representations of modern women. Gender complexity is the emerging trend in marketing to both men and women. Just as more younger men now shop more frequently, more women do not want to be characterised as domesticated shoppers even if their appetite for shopping remains as strong as ever.

The success of both the supermarkets and Internet retailers can be said to owe more than a little to a gender-free approach, where men and women are treated on a more equal basis. The growth in broadband access in UK homes will be a major driver of future UK sales growth. Key Note research indicates that women have now overtaken men as online shoppers and, by 2010, around 20% of UK shopping will be carried out online. Other significant findings include a focus on women's growing independent wealth which will impact on the markets for luxury goods. Key Note's consumer research for this report also offers extensive detail on different patterns of decision-making between the genders in terms of shopping, car use and home shopping and the remarkable rise in solo shopping for both men and women.

Consumer Buying Habits in the UK

Consumer Reports

Friday, September 23, 2011

Water Heaters - Renting Vs. Buying - The Best Solution

Water Heaters: renting vs. buying - the best solution

There are many advantages and disadvantages to buying or renting your hot water tank but with all the information out there trying to understand what is best for you may not be easy. So I have broken down the pros and cons for you so that you can make an informed decision to which is best for you - renting or buying your hot water tank.

CONSUMER REPORTS WATER SOFTENERS

If you are looking only at the price - then buying is the logical way to go IF you plan on living in your house for the next 6 years or more. For example - most standard hot water tanks last approximately 10 to 12 years on average. So based on the low end (10 years) here is the differential.

per month x 12 months = 8.00 per year times 10 years = ,880.00 Total

New buying price average* (including installation) electric 0 to 0

New buying price average* (including installation) gas natural draft 0 to 1400

New buying price average* (including installation) gas power vent 00 to 00

Even if you buy a top of the line ,000 power vent gas hot water tank you still have 0.00 in your pocket IF you buy instead of rent.

The only exception to this is based on how long you plan on living in your current home. If you only plan on living there for only a few more years then you can certainly save money by renting.

2 years paying 8 per year = 6.00

3 years paying 8 per year = 4.00 (more than an electric HWT purchase)

4 years paying 8 per year = 52.00 (more than a gas HWT purchase)

5 years paying 8 per year = 40.00 (more than a power vent gas HWT purchase)

As you can see, it really doesn't take very many years to more than pay for a new hot water tank in full - after those first few years it just doesn't make sense to rent.

Now here is the information that many water heater suppliers don't want you to know - in Ottawa Ontario Canada the hydro company or Gas Company isn't the ones renting you the tank even though you pay them each month - they are actually renting them to you through a different company that you may or may not even be aware of! To find out whom you are actually renting your water heater from look at your itemized utility bill.

Hidden costs - Many utility companies offer you extended warranties on your water heater so you could be paying an additional .50 to .00 per month for a warranty** that actually has NO VALUE! If you want the proof simply request a written copy of your extended warranty... they may cover the tank itself, but they usually do NOT cover the parts that are more likely to break like the heating element, the pressure relief valve, replacing the anode, OR labour costs: just the tank itself which is just a big metal water bottle without all the working parts.

Here is the next surprise along the way - most of these warranties are ONLY valid if the water heater is properly maintained and serviced (as stated in your owners manual IF you even kept that document). So here's the question: did you pay to have it serviced annually? Odds are you didn't (like all the rest of the people I know including myself) which means they don't have to honour your warranty.

Not only does the warranty cover nothing but now the warranty isn't even valid - even if you pay for it every single month on time for 10 years!

Let's do the math on that extended warranty (based on a cheap .50 per month price):

.50 per month x 12 months = .00 times 10 years = 0.00

Can you imagine giving away 0 of your hard earned money for a warranty that doesn't even exist?

Consumers love feeling secure in their purchases, but too many times they get taken for a financial ride that will keep them paying for years to come. The company renting the tank to you gets rich while we end up retiring broke - all those years of paying could have been avoided and that a month payments could be going to your retirement or vacation account! Wouldn't you rather have the extra money sitting in YOUR bank account earning you interest rather than making the utility companies richer?

Please note that not all companies are the same when it comes to renting hot water tanks and that there are a few companies out there who do actually offer you value for your money, but they are not easy to find. It requires that each of us do our homework to discover the real value of what is being offered.

Also note that the cheapest price may not always be the best price. If you have to keep replacing your hot water tank every 4 to 5 years then where is the money savings? Here are the things to look for when buying or renting a hot water tank:

What brand and model of hot water tank is being offered? Does the price include installation? Does the price include the now mandatory in Ontario "mixing valve"? Does the installer offer any guarantees on their installation? Is the installer licensed to install these tanks or is he just a handyman (please note that using a handy man can potentially negate your home owners insurance policy IF damage occurs due to the improperly installed water heater). What guarantees are offered (if any)? Is the guaranty "pro-rated"? A pro-rated guaranty works just like your car value, buy a new car and drive it off the lot and it already depreciates in value - a pro-rated warranty no matter how long it is will not cover the costs of replacing the tank only a small portion of the tank only value (usually excludes installation as well). If the warranty is only going to cover 0 of the costs after only 2 years then what value is that warranty if you have to dish out the balance? Does the installer offer a maintenance plan for your hot water tank? The anode should be replaced every 3 years in the city, every 2 years in the country on well water.
Nothing in life is simple - but you can certainly take simple steps to insuring that you are getting value for your hard earned money. Please note that you may have to pay a bit more up front to get the security and warranties you want, but in the long run it will save you serious money.

Be sure to check out my other articles on hot water tanks and water heaters for more ways to save money and avoid damaging your most precious asset, your home!

*Note: average buying prices are based on Ottawa Ontario Canada pricing and may not accurately reflect the prices in your country or region.

**Warranties differ from suppliers and companies, read the fine print to understand what those differences are. Some extended warranties are worth the additional costs, most are not.

Water Heaters - Renting Vs. Buying - The Best Solution

CONSUMER REPORTS WATER SOFTENERS

Thursday, September 1, 2011

Before Buying A Mattress Review Consumer Reports on Mattresses

When you look over consumer reports on mattresses you may find a lot of diversity but if you think about it, it only makes sense. If you consider how a couple may review it versus how an individual might rate one. There are a lot of different pieces to consider but broken up into segments consumer reports look a little bit like this.

consumer reports

Keep in mind that this is an unbiased source that took the consumer reports and what they found was most couples prefer the Simmons Beauty rest line is the best innerspring mattress. To be more specific, the Beauty rest World Class line has a no-flip design and the Simmons Triton Foundation make for a bed set that never starts to sag. This set has edge to edge support and has the inner pocket coils, which are individual coils rather than coils that are all attached. This is a great concept in keeping the motion in control. Depending on where you make your purchase and exactly which type you decide on you can expect to pay anywhere from ,000-,500.

Consumer Reports

Heavier people do need to make special considerations when purchasing a mattress as they need extra support from sagging. If you sleep alone then it is not mandatory to buy it with inner pocket coils, according to consumer reports. The continuous coils on the Sealy Posturepedic work great if only one person is sleeping on the mattress. It has heavy gauge coils and offers extra support so this is the model of choice according to consumer reports. Consumers report that you should expect to pay somewhere around 0-,300 for that type of mattress.

Consumers rate the viscoelastic Tempur-Pedic as the choice for anyone who suffers from spine or back injuries and this claim is supported by chiropractors and doctors alike. Consumers do report that there is an adjustment period with this one before you will achieve maximum comfort and satisfaction. There also were some minor discrepancies regarding temperature. Some consumers claim that in cold weather, the mattress became much more firm and others reported that it trapped body heat. This one is around ,800 including the foundation in a queen size.

The Sleep Number mattress uses inflatable air chambers to adjust firmness with a remote control. Consumer's reports on it were not as good as expected. Many consumers claim that this bed is overpriced and not as comfortable as they thought it would be, especially after all of the fancy commercials claiming that both sleep partners sill have maximum comfort as each side of the bed can be adjusted according to their own comfort. It is always best to read consumer reports before making any purchase so you can see what other people who have purchased the same product have to say about it.

Before Buying A Mattress Review Consumer Reports on Mattresses

Consumer Reports

Saturday, July 23, 2011

Water Softeners Buying Guide

This water softeners buying guide will help you get a better overview of the water softener manufacturers in the market and what they offer. It's important to navigate through each of these before you make your decision as to which model you'll purchase and use.

The Autotrol line of water softeners range from softeners to be used in the home to softeners that can be used in commercial buildings. They come as complete units.

CONSUMER REPORTS WATER SOFTENERS

These systems will have the following features: a 12-volt wall mount transformer, a microprocessor which monitors your actual daily water usage, an good looking unit, the ability to renew itself, simple program, a NOVRAM memory chip to store water usage data, new efficient valve design, automatic flow control, internal bypass to provide water during regeneration, among others.

These water softeners range in price from around 0 to around 00 based upon the size of the water softener. The conveniences that are included in some of the softener tanks and not others will also affect the price tag of the overall unit. These softeners are well worth the investment as they will work hard to make your water the best possible for you.

The Fleck water softeners have a variety of features on the products they offer. Each softener in their line focus on one aspect on water softening and will come in a range of sizes with that focus.

For example, the Fleck 2510 line is a line of water softeners that claim an on-demand status. These are typically residential softeners and will help control the amount of water used in the home. The meter is "on-demand" so that no water is wasted in the process of turning on or off the water. These are high flow softeners and have the benefit of being time tested units.

The Fleck 2510SE line of softeners are also "on-demand." They also help to conserve water and limit the amount of water wasted. Yet, these are controlled by simplified electronic units. The tanks that come with these units will vary in size which will help determine their price. They will range from around 0 to around 50.

The final Fleck product line is the Fleck 5600 Ecominder. This product, as explained by its name, is one that is more environmentally friendly and will work to help keep the planet safe. This will help control the amount of water and salt you use and they are economically priced. They will range from 0-0.

The last line of products in this water softeners buying guide are the Clack WS1 water softener systems. They feature state of the art electronics and include a high flow rate. They are often used in combination with simple end operations for those that will control and operate them.

These tanks have high capabilities. They will range from 24,000 grain to 64,000 grain tank. They are controlled through the Clack WS1 high flow rate valve. They will differ in the amount of water they expel per minute.

The tanks themselves and the control of those tanks are all run by the state of the art technology on the Clack design. These tanks will range in price from around 0 to about 0. They can be purchased and shipped to you which will leave you to install and start using them based on the included instructions.

If you own a commercial business within an area that has hard water it's more important than ever to ensure that you have a water softener that works well. This will mean that all water used in your business will be as healthy as possible while being used in appropriate amounts and not being wasted.

The units that are designed for higher capacities are what every business needs. Their warranties and state of the art technology will help keep costs down and give the best water possible.

Water Softeners Buying Guide

CONSUMER REPORTS WATER SOFTENERS